Bringing such claims to court
requires two essential elements:
- Proof of
liability.
- Establishing
quantum.
Liability in all but a straight forward
rear end collision can be difficult to prove. Generally, accidents on
roundabouts are deemed as 50:50 and accidents at traffic lights often need the
services of a witness as, do lane-change accidents.
Insurance companies
- who are usually the ones to pay - set strict criteria which many Claimants
describe as "wriggling". Unless the other side admit liability (in front of a
witness or in writing as they can change their mind later) the issue of
liability can be arguable.
Quantum is not so difficult to prove. Three
independent repair estimates are essential and these can be supported by an
automotive engineer's report - the cost of which can be added to the claim.
Other items are:
- Loss of use which
can be claimed on a daily basis.
- Loss of income -
supported by wage slips etc.
- Alternative
transport costs - with receipts, bus tickets etc.
- Loss of personal
effects - receipts needed.
- Cost of telephone
calls to insurance companies, recovery/repairers etc.
- Out of pocket
expenses.
If you are now ready to commence
proceedings please go to our Submit Form and
complete the required details. |
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